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Founded in Switzerland in 2021, T4RL designs and delivers tailored solutions at the crossroads of strategic advisory, complex project management, and applied innovation.
Leveraging a unique blend of financial expertise, technological insight, and field experience, we help public and private actors turn bold ideas into impactful, scalable realities, from fund structuring to smart infrastructure and responsible tokenization.
T4RL is also among the first operational companies in Switzerland to be fully tokenized, embodying a real-world application of Web3 principles.

Three Core Pillars. One Purpose: Business Impact

Innovation & Tokenization

One of the first fully tokenized companies in Switzerland. We bring real-world blockchain use cases to life.

Complex Project Management

Leading cross-sector digital programs from GovTech to education to fintech with expert partner coordination.

Strategic Advisory & Investment Structuring

Due diligence, fund design, feasibility studies, and public-private partnership models for scalable, secure impact.

Our Managing Team

José-Louis Pagés

Partner

José-Louis Pagés is a physicist-engineer trained at EPFL, with a PhD in Nuclear Physics from the University of Lausanne, and a former CERN Fellow in the ECP Division. He combines a scientific mindset with high-level business acumen, further developed through a Senior Executive Program at Columbia Business School and an MSc in Finance from the UK’s Open University. With a career bridging cutting-edge research, digital transformation, and financial innovation, José-Louis has held C-level and executive roles at leading global institutions—including IBM, HP, Deutsche Bank, and Union Bancaire Privée. He has steered major restructuring programs, IT transformations, and M&A integrations across the banking and technology sectors. Today, as CEO of Artos FS, a fintech bank in formation in Switzerland, and a partner in T4RL and the YFTP RAIF fund in Luxembourg, José-Louis is actively shaping the future of financial services. His focus spans blockchain applications, AI integration, and tokenization strategies, especially in high-impact domains such as talent investment and sustainable tech ventures. Fluent in six languages and known for his resilience, cross-cultural leadership, and strategic foresight, he is building ecosystems that turn disruption into long-term opportunity—where science, finance, and innovation converge for real-world impact.

Gérald Lukuba

Partner

Gérald Lukuba is a strategist and project leader with a background in corporate finance, business intelligence, and digital innovation. He began his career within the Edmond de Rothschild Group, where he developed strong project management skills navigating complex transformation initiatives. Focused on growth, structure, and execution, Gérald has since supported ventures in reshaping business models, securing funding, and scaling operations. As a former director of a swiss private equity consulting firm, he advised founders through strategic transitions and operational challenges. Today, as a partner at T4RL and COO of TPS investments SICAV RAIF, he works at the intersection of talent, technology, and capital, structuring initiatives that unlock new forms of value and drive long-term impact. A member of the Project Management Institute, he brings clarity, drive, and discipline to every mission he leads.
Our Key Achievements

Full Corporate Tokenization

Among the first fully tokenized operational companies in Switzerland, aligning governance with Web3 principles.

Sport Investment Fund Design

Structured a Luxembourg-based impact fund vehicles dedicated to developing young football talents.

Bank Acquisition Support

Strategic advisory and project coordination for a bank acquisition feasibility project.

Rethinking Film Financing

Structured a blockchain-powered marketplace and financing model to modernize film production and open access to new investor audiences.

Our Strategic Network

T4RL works with a trusted network of specialized partners across Europe and Africa. This ecosystem allows us to mobilize technical, legal, educational, and operational resources quickly for any mission

Skillmind
TD/X
Taurus
Itgest
Sensys
VHM
Climacer
Skill robotics
Novibelo

Contact Us

For more information, feel free to contact us.

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